AGE Concern, Burnley, are offering insurance advice to the over 55s who intend to travel abroad.

With Burnley's annual holidays only a couple of weeks away, Ian Ainsworth, insurance promotions officer, at Age Concern, Keirby Walk, says that older people need to be more careful than any other age group when choosing holiday insurance.

He advised: "The over 55s should watch out for travel policies which load premiums for age. They can be doubled or even tripled on the basis that this age group is more likely to make large claims, particularly relating to health.

"Older customers should check policy documents carefully to ensure they are getting the type and level of cover to suit their needs.

"For instance, buying a policy which will replace your spectacles if lost while travelling might be more appropriate than a policy which includes cover for dangerous sports.''

Mr Ainsworth suggests older travellers should shop around before they buy insurance, adding that the difference in prices among policies can be 'staggering'.

Before travelling, Age Concern, Burnley, advises older holidaymakers:

to get an E111 form stamped at the post office and take it if travelling to an EC country.

to see a doctor if unsure about travelling and to have the name and telephone number of your GP when you travel

if on medication, ensure there is enough for the duration of the holiday and carry a letter from the GP with its details

ensure the prescription is clear so that a foreign equivalent can be prepared if necessary; carry vaccination certificates

if you have received medical treatment or suffered serious illness within the last 12 months, tell your insurer; take your travel insurance policy document and have a contact name if travelling alone

Further information can be obtained by calling at Age Concern offices, 24 Keirby Walk, Burnley, or telephone 01282-427222.

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