SCHOOLGIRL Gemma Debar's careful colouring paid off when she won a new giant teddy bear to cuddle.

The nine-year-old came first in a competition organised by insurance providers Hill House Hammond at the Royal Lancashire Show.

The youngster from Thornton picked up her prize at the firm's Lytham St Annes branch.

Gillian Crook, branch sales manager, said: "The teddy bear competition proved extremely popular. Well done to Gemma who thoroughly deserves her prize."